Payment Plan Program
Designed Especially for Students of

A partnership between California Northstate College of Pharmacy (CNCP) and
Education Loan Source (ELS)
CNCP is pleased to offer a unique tuition payment plan through ELS that allows you to spread payments over a pre-set period of time as opposed to paying the full amount up-front. CNCP is providing this plan to you to help make your education goals more affordable. This is a huge benefit to you! You choose the plan that best fits within your budget. A low fixed interest rate applies, there is no credit check required and the application process is completed 100% online using e-signature validation.

Benefits of a Payment Plan

  • Provides full financing for direct-billed expenses (tuition and fees) each trimester
  • Affordable monthly payment amounts
  • Ability to extend your repayment up to 8 years after graduation
  • NO CREDIT CHECK
  • Low, fixed interest rate of 9%
  • Low application fee
  • Simple application process is completed online
  • No prepayment penalties

Extended Plan (9% interest rate) - Up to 96 months available

This plan is for students who want to make lower monthly payments over a longer period of time. You will pay reduced payments during the in-school period - limited to interest only and as low as $25. Fixed amount principal and interest payments begin once you graduate and continue for up to 8 years. Your monthly payment amount depends upon the plan amount, and your fixed monthly amount once you enter repayment will never be less than $50. The application fee is 3% of the amount financed, and must be paid at the time of applying using either a debit or credit card. A co-signer will be required, but there is no credit check.

All details and instructions will be provided throughout the process and you will be asked to enter the following information:

  1. Requested Amount for one Trimester
  2. Full Name
  3. Social Security Number
  4. Date of Birth
  5. Permanent Address
  6. Phone Number
  7. Valid E-mail Address (for verification and e-signature purposes)
  8. Two References (name, address, phone, e-mail and relationship)
  9. A valid credit or debit card as form of payment for the application fee

After submitting your application, be sure to watch for an email requesting that you follow a link in order to verify and e-sign your application.